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Debt Resources

State Mercantile is here to help you.

Below you can find useful information and links to help you manage your debt.


Debt Help

State Mercantile will work with you to arrange payment in full or a suitable payment arrangment for your debts. As stated on the ASIC Money Smart Website:

If you are finding it hard to keep up with utility bills, credit cards or loan repayments, the first step is to talk to your credit or service provider and let them know you are experiencing financial hardship. Taking action straight away can stop a small problem from becoming a big one.

ASIC Money Smart Website, 2016

Contacting us now can help us work with you to reduce the burdens of your debt by organising settlements and payment arrangments.

Once you contact us with all of your relevant details, our highly trained collectors will look at your individual situation and tailor a suitable solution that will assist you to begin dealing with your overdue accounts.



Things to avoid

There are an increasing number of advertisements for companies that say they can help you solve your debt problems. You should be wary when using these services as they may not prioritise your problems first. They often provide greater financial benefit to the company offering them. Read more about this at the Financial Counselling Australia website.


Self Help